The Happy Nappy Bride

About weddings. About relationships. About the first year of being married.

Savings March 24, 2011

Filed under: Building a life — Happy Nappy Bride @ 9:33 pm
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Now I know that I’m officially old.   Why?  I requested a rain check on a sale item at the store today.  How embarrassing!

When did you officially realize that you were an old lady?

 

Itty bitty March 13, 2011

Filed under: Building a life — Happy Nappy Bride @ 5:44 pm
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When I bought my house, I was a single lady and had only been dating The Mister for a few months.  Fast forward a couple of years and now we’re married and my cute little single-lady house is home to me, The Mister, and his little girly.

Now you’d think our little house would be too small for three people, but it’s actually okay.  My heart sometimes tries to tell me that I want a big ole house with tons of bedrooms and bathrooms (that usually happens after I go to a family members home that is fab!), but my head says that we don’t need it!  We want to save so that we’re comfortable when we’re old and can’t work to earn money…which means holding back during this time.

I thought of all of this after reading an article in the Sunday paper today titled, Much Less Is More, which talked about small houses.  Their definition was anything from 300 – 1,000 square feet.  Why so small?  It’s cheaper, less wasteful, and allow their owners financial freedom.  Our house is about 1,200 sq. ft., not including our attic or basement.  Most certainly a small house.

Anyhoo, here are some pics I found of tiny/small houses at tinyhouseblog.com:

This house maxes out at 400 sq. ft.

This cabin is 2 bedroom, 2 bath…and only 681 sq. ft.

This last house is 600 square feet and only cost $56k

I know that living in a small space isn’t going to be everyone’s cup of tea, but think about smaller house notes…and what you could do with the loot you saved!  Whether it’d be taking trips, buying nice things for yourself, or saving up for your future…I think it’s something to think about.

With  the recent recession, it’s no longer a status symbol to have a gargantuan house that you can barely afford.  Now it’s cool to be a good steward of our money.

So, do you think that you could live like this?

 

The Pink Elephant February 13, 2011

Filed under: Building a life — Happy Nappy Bride @ 9:29 pm
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As much as I think that folks aren’t wondering about this, because it shouldn’t be all that important to them…they do!  What am I talking about?  The baby question, of course!  Case in point, I had a convo (if you’d call it that) with a work friend that I hadn’t seen in a few months and this is how it went?

Me: Hey!
Work Friend: Hey! *hugs*
Me: How have you been?!
WF: Are you pregnant yet?
Me: *crickets*

Ummm, wow…that was not what I was expecting to hear so soon into the conversation.  At least butter me up a little bit and pretend that you want to know how I’ve been before you ask that question.  I’m sure you recently married ladies get that all of the time.

Soooo, what’s the plan for human creation?  Hit me up in the poll and then I’ll write about the results in a couple of days!

 

 

Figured it out! January 26, 2011

Filed under: Building a life — Happy Nappy Bride @ 11:13 pm
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Well, after many doctors visits, blood tests, and ultra sounds…the docs have figured out what’s wrong with me.  Before I tell you, I just want to warn you of the dangers of internet diagnoses.  After putting my symptoms into a search engine, I was sure I had all sorts of awful diseases and maladies.

Turns out I have IBS, or irritable bowel syndrome, of the constipation variety.  So, not a disease and not anything that can be fixed with medicine or whatever, but it’s something that I’ll have to deal with for the rest of my life.  Symptoms are: gas, bloating, diarrhea, constipation, fatigue, headaches, and backaches.  I swear to you if you put those symptoms into WebMD, you could either be pregnant or have cancer!

Anyhoo, to what I’ve got to do.  I’ve learned a lot about soluble and insoluble fiber and how they make me feel.  We think that fiber is awesome and great for us, but for me…insoluble fiber is evil!  Things like raw green veggies, carrots, and fatty foods are on the “try not to eat” list.  While solubles like bananas and potatoes are good for me.  The good news is that if I start with solubles, then I can add insolubles without all of the yucky side effects.

So that was the diagnosis.  Anyone else have to deal with this?  Any tips for me?

 

What I’ve been up to January 5, 2011

Filed under: Building a life — Happy Nappy Bride @ 11:17 pm
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So this is what I’ve been up to since I posted last:

  1. I got my purse stolen on New Year’s Eve…had my driver’s license, cell phone, credit card, and car keys in it.  It was not awesome.
  2. My computer got infected with some yucky virus and proceeded to present the Blue Screen of Death.
  3. Had to go back to the DMV to get another drivers license.  The upside is that since I was just there getting a new license for the name change, I didn’t have to take a new picture.  The downside is that the picture still sucks.
  4. Canceled the credit card.
  5. Had to go and get a new cell phone.  When I went in, I was like, “I need a new phone now!”  And the lady told me I wasn’t up for an upgrade so I had to pay full price and I was like whatever.  Then she said it’d be $600 and I said, “I do not need a new cell phone now”, lol!!
  6. Anyhoo, they shipped a new phone to me and I took it in to get it all set up and I got home and The Mister said his phone didn’t work.  They’d given me his phone number.  D’oh!  So, back to the cell phone place.
  7. I went to the doctor on Monday because I’ve been feeling awful, had to go in on Tuesday for blood tests and have yet to hear back.  It’s so bad that I just start telling people about it, I have no shame.  Unfortunately, The Mister still does and I think he gets a bit uncomfortable with my “yucky belly” talk.
  8. Just picked my laptop up today and it’s all cleaned up…yay!
  9. Oh, and did I tell you that I’m getting audited?

Still with all of that going on…life is good.  I’m married to a wonderful dude, I’ve got a job I love, and we just did our holiday bills and we did good!!  Yippee!

 

I resolve… January 1, 2011

Filed under: Building a life — Happy Nappy Bride @ 8:16 pm
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I’ve only got two resolutions.  So without further ado *ahem*:  in 2011, I resolve:

  1. To save money. I’m not saying that I’m a money-grubber, but I want to have loads of loot for when The Mister and I get old.  I mean baller-type money.  Why?  Because I want to have money for our kids’ college education so that they can start their life without debt.  Because I want us to be comfortable and be able to travel without worry.  Because I want to leave my/his/our families money when we pass away.

    That’s easier said that done though, right?  It will mean less eating out, more nights in, using the library rather than going to Borders (one of my lifelong dreams is having a library in my house, so this is a tough one), taking my lunch every day, buying less meat, less clothes & shoes shopping.  That’s a very uncomfortable list of things that need to occur, but (as my boy Dave Ramsey says) we’ve got to lead an uncommon life now so that when we’re old, we can live an uncommon life–of comfort and wealth.

  2. To be less selfish. As amazingly wonderful and awesome as I am, I’m pretty selfish sometimes.  I’ve heard folks say that marriage is God’s way of making you a better person and I couldn’t agree more…it’s just painful sometimes.  One of my girlfriends asked why people say that marriage is hard work and I told her it’s because you realize how cruddy you are sometimes.  A good example is when The Mister and I have a tiff, I always talk about myself and my feelings…and I may eventually work around to finding out how he feels.  That’s no good because that means that I’m making him someone who’s just there to please me and make me happy.  And when he doesn’t, I’m pissy.

    Remember I’m a church girl, so I’ve got a great book that I had laying around that said something profound:  There is a false sense of self-protection in harboring an offense.  It keeps you from seeing your own character flaws because the blame is deferred to another.  You never have to face your role, your immaturity, or your sin because you see only the faults of the offender.  Therefore, God’s attempt to develop character in you by this opposition is now abandoned.

So that’s what I’ve got…to be the best wifey I can be for The Mister and to set us up to be kazillionaires in our old age.  What are your resolutions?  Even if you don’t believe in them, are there things you want to work on this year?

 

Grace Under Fire: The Wife Edition December 29, 2010

Filed under: Building a life — Happy Nappy Bride @ 1:31 pm
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(I searched Google images for “grace” and “graceful” and this pic is the best I could come up with.)

I told you guys that I had a business trip last week and about the silly stuff that I saw while waiting for the plane.  Well, the trip back was no different!

First of all, there was the TSA guy who put my bag through the machine twice and did a physical search of it three times (before I yelled at him that “that’s my personal stuff and I don’t want everyone looking at it!”) only to find that the offending object was a stack of business cards.  Seriously?!!  *sigh*   I’m pretty sure that I had steam coming out of my ears.

But before that, I saw the epitome of a graceful wife.  It was amazing!  I only noticed the couple because I was trying to get my boarding pass and the kiosk was shaking because some man was pounding away at his across from me.  I looked at him like he had two heads on his neck, but his wife remained calm.  Then he started cussing a BLUE STREAK!  And not the polite curses either, lol!  And his wife remained quiet and calm and seemingly unperturbed.  It was incredible…such grace!  So I took some lessons from this lady on how to remain graceful under fire with The Mister.  Here’s what I learned:

3 things required to deal with a testy hubs

  1. She remained calm. The husband went from 0 to 60 really quickly.  One minute, he was trying to get boarding passes, the next he was shaking the kiosk and throwing F-bombs around.  She let him get his anger out without interrupting or trying to stop him.
  2. She removed him from the situation. While he was spouting off about having to go through the line and blah, blah, blah; the wife wordlessly took their confirmation info from the husband.  When he was spewing venom while waiting in line, she tapped away at the kiosk and got the boarding passes.She didn’t match his anger with her own at his making an *ss of himself in public.
  3. She didn’t say a word about it. Now this is what I was really looking for…the wife triumphantly declaring how awesome she was and how silly he was for getting so upset.  But she never did it.  She never gloated about how easy the kiosk was or how he got all upset for nothing or how he embarrassed her…she could have, because it was all true!  She remained calm and quiet and the husband started a convo on a totally different topic and they were fine.

Oh to be an experienced married lady…one day I’ll be as cool, calm, and collected as that lady was.  Dare to dream!  Have you guys seen any examples of a married lady with more time in who you’ve looked up to?  What was the situation?

 

So…are you and hubs thinking about getting preggers? December 18, 2010

Filed under: Building a life — Happy Nappy Bride @ 10:21 am
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Okay ladies, I know we’ve all heard the questions a million times…and it’s annoying.  But, I know a lot of us do want to add onto our little mini families.  I’m going to keep it real, I’ve got baby fever (and this’ll probably be the last time you hear that from me because it’s so cliche…okay, let’s continue) and I’ve been poking around the interwebs and have found some info.  There’s probably more you can do, but I’m sure you can’t go wrong if you follow these…

6 things to do if you’re planning on getting pregnant*

  1. Timing:  This article I linked above says that you’ve got to clean up your diet for three months to a year.  That’s a long time…it surprised me.
  2. Weight: Being overweight isn’t ideal and they advise weight loss.  But also, they say that extreme weight loss (like, say,for a wedding…sound familiar anyone?) “from crash dieting can deplete your body’s nutritional stores, which isn’t a good way to start a pregnancy.”
  3. Nutrition:  Lots of fruits and veggies, not a lot of white foods (sugar, rice, potatoes, etc.), lean meats, fish and dairy…easy on the red meat.  I also read somewhere that letting yourself get too hungry is bad also…something about some hunger hormone that’s released that blocks another preggo hormone.
  4. Vitamins. Take your prenatals.  Folic acid is supposed to ward off birth defects…which is important for us over-30’s!
  5. Alcohol.  Here’s their advice:  “cut out or only occasionally drink alcohol.”  Bummer, I know.
  6. Caffeine. The biggest bummer of them all…no coffee.  Too much caffeine apparently could result in low birth weight or miscarriage.  Eek!

Oddly enough, I found this info because I’ve got some tummy issues that have seriously forced me to change my diet…then I found out that pregnancy requires a similar diet.  Two birds with one stone.  Okay, this is our first and last chat about babies.  Any other advice?  Ladies who’ve got kiddos, did the article leave anything out?

*I’m not pregnant.

 

Christmas gifts for hubby December 8, 2010

Filed under: Building a life,Holidays — Happy Nappy Bride @ 11:50 pm
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Have you thought about what you’re getting your hubs for Christmas?  Do you guys set spending limits?  Or do you go wild and crazy?  As I’ve said before, we’re on triple secret probation after spending lots of loot on the wedding and honeymoon, so we’ll probably take it easy.  We haven’t set a limit on each other (yet) but I think we both know the deal.

So here’s what I was thinking for The Mister:

But he doesn’t really wear cologne…unfortunately.  When he puts on aftershave, I literally glue my nose to his face and inhale the smell right off of it, lol!  I don’t think he really like it though.  So then I thought of getting him a planner…because he asks me for one every year.  Not sexy, I know.

But then whenever I get him something like this, I feel like I should get something else…know what I mean?  Like this is a gift that I could get my boss, lol!  The other thing I thought about are personal development books, he’s always reading something or the other about making money or entrepreneurship or just being a better human being.

I know, I know…this isn’t a sexy idea either.  So, of course I thought of getting some snazzy bedroom attire that would be his gift to unwrap (if you know what I mean)…but I’m sure you can image the pictures that come up on Google Images when you type “lingerie” in there! Whoa!

Any thoughts?

Disclaimer:  The Mister subscribes to this blog, so I’ve already ruled these things out…but maybe he’ll start dropping stronger hints since I’m not picking up on what he’s dropping!!

 

Coupledom: The Financial Peace Edition December 2, 2010

Filed under: Building a life — Happy Nappy Bride @ 2:47 pm
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So, one of the coolest things The Mister and I have done together is take Dave Ramsey’s Financial Peace University class through our church.  Not only is it financially sound, it forces us to work together on budgeting, writing bills, and expenses.  Finances…together. As my girl Martha would say, it’s a good thing.

Anyhoo, the basis of the class is his baby step process of getting out of debt.  This class is good even if you don’t have debt, it’s nice to start off a marriage with the same idea of asset management.  Plus, if you’re like us, we cleaned out our savings for the wedding and honeymoon, so regaining that loot is a big part of the plan.  Here are the steps:

  1. $1000 in an emergency fund.  That way, when life happens, you won’t be thrown off of your saving/getting out of debt plan.
  2. Debt snowball. Attacking your debt, one at a time, from the smallest to the largest.  Pay off one debt, then once it’s paid off you can use that money to pay off the next.  And on and on.  Another way to help pay off the debt: get another job!  That’s a bummer, but Dave says that if your actions have gotten you into a financial mess, then your actions have to get you out.  Income is huge for this step.
  3. 3-6 months of expenses.  Think about all of the folks who’ve been foreclosed on or lost their jobs or whatever other awful things can happen to people…what if they had that money in the bank?  That’s a heck of a lot of money though, so we’ve got some work to do!
  4. Invest 15% in retirement accounts. These baby steps are meant to take place one after another.  Meaning you’re not supposed to be investing while you’re getting your emergency fund together or working your debt snowball.
  5. College funds. Save for your kids’ future so that they don’t have to go into debt just to get an education.
  6. Pay off your house early. If you’ve got a 30-year mortgage, switch it up to a 15…then pay it off early!! (Yippee!)
  7. Build wealth and give. Dave is all about making money and getting into a completely comfortable, stable, and well-off place in life.  But not just to brag about it, but to better your family situation…then better someone else’s!  Like the Bible says: give and it will be given to you!

Have you guys done anything like this with your hubby’s?  Will it effect how you spend for the holidays?